December 2015

Thank you for visiting our website. Please note that the use of Matrix’s website and its content is governed by a legal framework which regulates the relationship between Matrix and the users and investors. Please familiarise yourself with the content below prior to using the website.

  • Online Terms and Conditions of Use
  • Disclaimer

Online terms and conditions of use

The user/investor hereby acknowledges and agrees that by surfing, browsing on the Matrix website for the purposes of accessing information and details pertaining to Matrix, or any of its financial products and services, the user/investor is deemed to have both read and agreed to all the terms and conditions contained therein, our privacy and security policy and the disclaimers.

Matrix does not warrant in any way that information and materials available on this site are appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this site are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this site do so at their own initiative, and are therefore responsible for compliance with applicable local laws and regulations.

Please familiarise yourself with the content below prior to using the website.

Acceptance of online terms and conditions

Online terms and conditions of use come into effect when you access our website for the first time and constitute a binding legal agreement between Matrix and yourself. The current version of these terms and conditions will govern our respective rights and obligations each time you access this site, and, unless otherwise stated in the current version, all previous versions shall be superseded by the current version.

Matrix reserves the right to amend the online terms and conditions at any time. By accessing our site you are automatically bound to the version of the conditions published on the site at the time of your visit to this site. You agree to review the current version each time you access the site.

Accuracy of information

Whilst every effort has been made to ensure the accuracy of information contained on this website, Matrix, its directors or employees provide no representation or warranty, express or implied, regarding the accuracy, completeness or correctness of information contained in this website.

The information and content accessible through this site are provided by Matrix as general information about the company and its products and services. We do not guarantee the suitability or potential value of any information or particular investment source. Any information in this website is not intended nor does it constitute financial, tax, legal, investment, or other advice.

Before making any decision or taking any action regarding your finances, you should consult a qualified Financial Adviser. Nothing contained in any service or any other content on our website constitutes a solicitation, recommendation, endorsement or offer by Matrix but shall merely be deemed to be an invitation to do business with us.

Privacy and security

Matrix respects your rights to privacy, as well as the confidentiality of any information you disclose to us, and consequently undertakes not to sell or exchange personal information with any third party outside of the Matrix group of companies for any purpose whatsoever.

However, Matrix reserves the right to disclose or report personal information in limited circumstances where it is believed in good faith, that disclosure is required under law (included but not limited to a violation or suspected violation of the Prevention of Organised Crime Act or the Financial Intelligence Centre Act), to cooperate with regulators or law enforcement authorities, to perform necessary credit checks or collect or report debts owed to Matrix, to protect its rights or property, or to disclose information on reasonable request by the unit trust fund in which the investor has invested.

Matrix limits the gathering and use of personal information to that which is deemed necessary to administer its business and to deliver an efficient service to the investor and uses the information consistent with the purpose for which it was originally requested.

More details regarding this are available under the Privacy and Security Policy section.

Copyright and intellectual property laws

In using the website you acknowledge that all information and material displayed on the Matrix website, including but not limited to logos, graphics, multimedia items and articles, is confidential, is protected by copyright and other intellectual property laws and is restricted to utilisation for information purposes only. Any unauthorised copying, reproduction, transmission, distribution, dissemination, sale, publication or exploitation of the displayed material would constitute an infringement of the protection afforded by law and is therefore prohibited in any form whatsoever.

All logos and trademarks shown on this site are our registered and unregistered trademarks or that of third parties. Nothing on this site should be construed as granting any license or right to use any trademark without our prior written permission and/or that of third parties, as the case may be. You may not, without our prior written permission, use our intellectual property or that of third parties for any other purposes. An application to use our intellectual property must be submitted in writing to . If you do not receive an explicit written response from us within five business days of your request, please consider your request as having been rejected.

Restriction on the use of website

In particular you may not:

reproduce, modify, or create derivative works from; publish, distribute, transmit, or display; or license or transfer any of the contents on the web site – unless you have our the prior written permission;
decompile, reverse engineer, or disassemble the web site, a linked web site, or software;
post on or transmit to the web site content of an unlawful nature, for example: (a) contents that is threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane; or (b) that could damage our image or ability to do business;
use the web site in a manner that could damage, disable, overburden, or impair any Matrix server, or network connected to any Matrix server, or interfere with any other party’s use of the web site; or
gain unauthorised access to information from the web site, a Matrix server, or a network connected to a Matrix server – through hacking, password mining, or any other means.

Limitation on virus protection

No warranty, whether express or implied, is given that any files, downloads or applications available via this site are free of viruses, trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of your computer, database, network or other information system.

Termination, suspension and limitation

We may modify, suspend or discontinue the site, whether temporarily or permanently, without notice. We may also impose limits or conditions on the right to certain services, features or functions and we may restrict access to parts of or all of the services on the site.

Warranty limitations

We do not warrant that the site will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality.

We expressly disclaim all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

Prevailing law

The conditions and terms of use shall be governed and construed in accordance with the law of the Republic of South Africa without reference to any conflict of law provisions.